Repairing sidewalk cracks and clearing snow and ice from your sidewalk isn’t just neighborly. It may be a legal requirement, along with insurance coverage for sidewalk accidents.
There are several ways sidewalk damage or ice could affect homeowners insurance policies. First, it may be advisable to boost liability coverage to cover potential accidents on the sidewalk. Moreover, failure to make such repairs could lead insurance companies to threaten cancellation of your policy.
Many homeowners assume their sidewalks are public property, thus a public responsibility. How
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